The Snackfolio Disclaimer
Updated January 2026
What Is Snackfolio?
Snackfolio is a media and education company founded by Sam to educate and empower both aspiring and experienced operators in vending, smart coolers, micro-markets, and unattended retail.
We exist to shorten your learning curve, expose you to real-world strategies, and help you think like a true operator—not to make decisions for you.
The Rules of the Road
What follows is a disclaimer written to protect you as much as it protects us.
The Snackfolio Disclaimer: You Are 100% Responsible for Your Results
All Snackfolio content—regardless of author, format, or platform—is designed to provide educational information so that readers can make their own business and financial decisions.
It is possible that statements made in our content may be incorrect, incomplete, or misleading, and that acting on them could result in financial loss.
Vending, smart markets, and modern retail are real businesses. They involve capital, execution, location quality, risk, and operational discipline. Outcomes vary widely.
The big idea is this:
You should not rely on Snackfolio as a substitute for your own thinking, research, or judgment.
Instead, use what you read, watch, or hear here as starting points for your own independent evaluation of:
- Locations
- Equipment
- Vendors
- Business models
- Financial assumptions
- Operational strategies
Then judge for yourself the merits and risks of any idea presented.
Snackfolio does not guarantee the accuracy, reliability, or completeness of any information provided in our content or in any hyperlinks appearing on our site or communication channels.
We are not here to give you “sure things,” make promises of profit, or tell you what to do with your money.
We are here to help you learn how to think like an operator.
You alone accept full responsibility—and full liability—for every decision you make.
Snackfolio is not responsible for:
- Errors or omissions in content
- Hyperlinks embedded in messages
- Results obtained from use of any information
- Losses incurred from acting on ideas shared
If you do not accept personal responsibility for your business and financial decisions, you should not use Snackfolio.
If you choose to act on information, opinions, or strategies found in Snackfolio content without conducting your own due diligence, you are making a conscious, voluntary decision and accept full ownership of the outcome.
Data & Analysis
In our content, we may reference data from a variety of third-party sources, including but not limited to:
- Equipment manufacturers
- Operators
- Platform providers
- Industry reports
- Payment processors
- Publicly available data
We believe these sources to be generally reliable, but they may not always be accurate, complete, or current.
Snackfolio makes no representations regarding the accuracy or completeness of any data presented and is not liable for errors, delays, or omissions in content or data transmission.
Terms of Service & Conduct
If you believe you have experienced harassment or conduct that violates our Terms of Service, it is your responsibility to notify us.
Please contact:
sam@snackfolio.io
If you are unfamiliar with our Terms of Service, please read them carefully.
Snackfolio exists to educate—not to guarantee outcomes.
Your business. Your capital. Your decisions. Your responsibility.